First Financial Valuation

First Financial Investor Information

About 84.0% of the company shares are owned by institutional investors. The company has price-to-book ratio of 1.21. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. First Financial recorded earning per share (EPS) of 6.68. The entity last dividend was issued on the 2nd of January 2026. The firm had 2:1 split on the 16th of October 2003. First Financial may be sliding down financialy. It has an above-average probability of going through some form of financial hardship next quarter.

First Financial Asset Utilization

The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. First Financial has an asset utilization ratio of 5.67 percent. This implies that the Company is making $0.0567 for each dollar of assets. An increasing asset utilization means that First Financial is more efficient with each dollar of assets it utilizes for everyday operations.

First Financial Profitability Analysis

Taking into consideration First Financial's profitability measurements, First Financial may not be well positioned to generate adequate gross income at this time. It has a very high probability of underperforming in March. Profitability indicators assess First Financial's ability to earn profits and add value for shareholders. The current Gross Profit is estimated to decrease to about 129.3 M. The current Pretax Profit Margin is estimated to decrease to 0.20

	Current Value	Last Year	Change From Last Year	10 Year Trend
Gross Profit Margin	0.56	0.7768	Way Down	Pretty Stable
Net Profit Margin	0.14	0.2426	Way Down	Pretty Stable
Operating Profit Margin	0.2	0.3044	Way Down	Very volatile
Pretax Profit Margin	0.2	0.3044	Way Down	Very volatile
Return On Assets	0.009	0.0138	Way Down	Pretty Stable
Return On Equity	0.11	0.1217	Moderately Down	Slightly volatile

First Financial Earnings per Share Projection vs Actual

By analyzing First Financial's earnings estimates, investors can diagnose different trends across First Financial's analyst sentiment over time as well as compare current EPS estimates against different timeframes. Please be aware that the consensus of earnings estimates for First Financial is based on EPS before non-recurring items and includes expenses related to employee stock options. First Financial is projected to generate 1.59 in earnings per share on the 31st of March 2026. First Financial earnings estimates show analyst consensus about projected First Financial EPS (Earning Per Share). It derives the highest and the lowest estimates based on First Financial's historical volatility. Many public companies, such as First Financial, manage the perception of their earnings on a regular basis to make sure that analyst estimates are accurate. Future earnings calculations are also an essential input when attempting to value a firm.

First Financial Ownership Allocation

The market capitalization of First Financial is $795.54 Million. The majority of First Financial outstanding shares are owned by other corporate entities. These outside corporations are usually referred to as non-private investors looking to obtain positions in First Financial to benefit from reduced commissions. Consequently, institutional investors are subject to a different set of regulations than regular investors in First Financial. Please pay attention to any change in the institutional holdings of First Financial as this could imply that something significant has changed or is about to change at the company. Note, that even with substantial debt, if the true value of the firm is larger than the current market value, you may still be able to generate positive returns on investment in this company at some point.

First Financial Profitability Analysis

The company reported the previous year's revenue of 326.44 M. Net Income was 79.21 M with profit before overhead, payroll, taxes, and interest of 253.64 M.

First Financial Past Distributions to stockholders

A single share of First Financial represents a small ownership stake in the entity. As a stockholder of First, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.

Investing in growth stocks can be very risky. If the company such as First Financial does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.

Valuation refers to the process of determining the present value of First Financial and all of its assets. It can be calculated using a number of techniques. As many analysts who try to value First we look at many different elements of the entity such as First's management, its prospective future earnings, the current market value of the company's assets, as well as its capital structure formation.

When running First Financial's price analysis, check to measure First Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy First Financial is operating at the current time. Most of First Financial's value examination focuses on studying past and present price action to predict the probability of First Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move First Financial's price. Additionally, you may evaluate how the addition of First Financial to your portfolios can decrease your overall portfolio volatility.